Beyond Semantic Similarity: A Two-Phase Non-Parametric Retrieval Workflow for Corporate Credit Underwriting

In three linesTwo-phase RAG system for corporate credit analysis: phase 1 combines lexical and dense multilingual retrieval; phase 2 applies adaptive controller and LLM-as-Judge scoring based on analytical utility rather than semantic similarity. On-premise deployment on proprietary multilingual corpus. Production: document review time reduced from hours to 3 minutes across 800+ analysts.

Summary generated by Claude — human-verified